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Effective Percentage RateEffective Percentage Rate
+3+3
Yield Curves that Invert in the Night
Jun 20, 2023

Yield Curves that Invert in the Night

Of what do they often predict?

Todd Ballenger
Todd Ballenger
EconomyEconomy
+2+2
House Values w/out the Lag
Jun 14, 2023

House Values w/out the Lag

See real time house values in your market!

Todd Ballenger
Todd Ballenger
3-Sided Balance Sheet3-Sided Balance Sheet
+3+3
Using a 401(k) for Buying a House
Jun 14, 2023

Using a 401(k) for Buying a House

Making markets is possible with education...

Todd Ballenger
Todd Ballenger
Big PictureBig Picture
+4+4
Homebuilders - A Thought Experiment (ITB)
Jun 13, 2023

Homebuilders - A Thought Experiment (ITB)

ITB Investment

Todd Ballenger
Todd Ballenger
LiabilitiesLiabilities
+3+3
Will You Learn to Surf the AI Wave?
Jun 01, 2023

Will You Learn to Surf the AI Wave?

It's coming and coming fast.

Todd Ballenger
Todd Ballenger
LiabilitiesLiabilities
+3+3
Doing More with Less - AI in Lending and Real Estate is paramount...
May 31, 2023

Doing More with Less - AI in Lending and Real Estate is paramount...

Blank - AI in Lending and Real Estate is paramount...

Todd Ballenger
Todd Ballenger
Big PictureBig Picture
+2+2
Is Data the new Defining Input in the next Mortgage Age?
May 09, 2023

Is Data the new Defining Input in the next Mortgage Age?

Data is the the 'oil' of the future...

Todd Ballenger
Todd Ballenger
WealthWealth
+2+2
Will Money Make You Happy?
Apr 04, 2023

Will Money Make You Happy?

An how much?

Todd Ballenger
Todd Ballenger
LiabilitiesLiabilities
+1+1
How about a $6.79 Trillion Dollar Off Payment Coupon
Jan 25, 2023

How about a $6.79 Trillion Dollar Off Payment Coupon

How much wealth is housing creating?

Todd Ballenger
Todd Ballenger
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Weekly Strategy, Training, Content and Tools for mortgage, real estate and financial professionals exploring liability, real estate, and asset management with a dash of humor and inspiration.

The Borrow Smart Chronicles

Weekly Strategy, Training, Content and Tools for mortgage, real estate and financial professionals exploring liability, real estate, and asset management with a dash of humor and inspiration.

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